Legal

Affiliate Disclosure

Last updated August 2026

Transparency matters. This disclosure explains when and how this site may earn a commission from links to third-party products or services.

Our commitment to independence

The editorial content on Ledger & Lease, including guides, blog posts, calculators, and templates, is produced independently of any advertising or affiliate relationship. Advertisers and affiliate partners do not review, approve, or influence our content before publication. Our recommendations are based on what we believe is useful to landlords and rental property investors, not on commission.

What is an affiliate link

An affiliate link is a special URL that, if you click it and then purchase a product or service from the linked provider, may earn this site a commission or referral fee at no additional cost to you. We may include affiliate links to third-party tools, software, books, or services that we believe are relevant to our readers.

How we identify affiliate links

Where an affiliate or sponsored link appears on a page, we label it clearly and in context. Common labels include "affiliate link," "sponsored," or a visible disclosure near the link. We do not use affiliate links in a way that disguises them as neutral recommendations.

  • Affiliate links are disclosed at or near the point where they appear.
  • Sponsored content is labeled as such and kept separate from editorial guides.
  • We do not allow advertisers to edit or approve our educational content.

How affiliate relationships affect pricing

Using an affiliate link does not change the price you pay. The commission, if any, is paid by the provider out of its normal margin. You are never charged more for using an affiliate link, and you are never obligated to use one.

Why we use affiliate links

Affiliate commissions and advertising help cover the cost of producing and maintaining free calculators, spreadsheets, and guides. They allow us to keep the resource library free and without an email gate. Editorial decisions are never made because a product offers an affiliate program.

Advertising placements

This site also reserves display advertising placements served by third-party networks, including Google. These ads are not affiliate relationships and are governed by our Cookie Policy and Privacy Policy. Advertising never determines which topics we cover or what we say about them.

Your trust comes first

If we ever recommend a product or service that we would not use ourselves, we will say so or we will not recommend it. If you believe a disclosure is missing or unclear, please tell us through the contact form and we will correct it.